Living on Social Security alone needs some courage and some creativity. These strategies can help you successfully navigate your finances during retirement.

Loans and mortgages can help you cover emergency expenses when you’re short on cash. However, there are several things you should consider before opting for them and interest rates top the list.

A debt collector is a person or company who regularly collects debts owed to others, typically when those debts are past the due date. Collection agencies and lawyers who collect debts as part of their business are debt collectors.

Identity theft is a serious crime where identity thieves steal personal or financial information like Social Security Numbers (SSN), Credit Card information, and bank account numbers of customers to commit various frauds.

You may have been dreaming about retirement for years when you can spend the rest of your days in a cute beach house or in the mountains somewhere. But before you can live out your retirement dreams, you need to pay off your debts so that they won’t create any roadblocks in the future.

Are your finances organized? Are you living a secured, debt-free life? Do you have a clue where your money is going? The reality is most of us do not.

The average credit card balance in the United States is $4,532, and with the coronavirus pandemic causing financial instability around the world, that average might very well continue rising into 2023.

When it comes to saving for retirement, Americans have a few different options. Two of the most popular options are a 401(k) plan and an individual retirement account (IRA). Many people get the two programs confused, and it’s understandable given the similarities.

According to the Federal Trade Commission, Identity Theft accounts for over 42% of all frauds reported to federal authorities. Investing in credit monitoring services can not only ensure that you’re not the victim of fraud or identity theft but can also help you maintain and improve your credit.